CalcCalcolatore Prestito
Ultimo aggiornamento: 2026-05-09
Il Calcolatore Prestito è una calcolatrice finanziaria gratuita. Calcola la rata mensile di qualsiasi prestito personale. Pianifica le tue finanze con precisione.
Dati di ingresso
Risultati
Inserisci i valori e premi Calcola
Utile?
📄 Salva il tuo calcolo come PDF
Inserisci la tua email e scarica un report PDF con i tuoi risultati.
Common Sizes — Click to Fill
| Capitale (€) (€) | Durata (mesi) (meses) | Tasso annuale (%) (%) | |
|---|---|---|---|
| Starter | 7900 € | 18 meses | 6.75 % |
| Average | 11800 € | 27 meses | 6.75 % |
| High | 15800 € | 36 meses | 6.75 % |
| Premium | 23600 € | 54 meses | 6.75 % |
| Enterprise | 31500 € | 72 meses | 6.75 % |
Verifica il tuo tasso di prestito personalizzato in 60 secondi
Vedi il Mio Tasso →
Ad
What does a loan calculator tell you?
The loan calculator shows your exact monthly payment, total interest paid, and total loan cost. With this information you can compare different amounts, terms, and interest rates to choose the best loan and accurately plan your monthly budget.
Loan payment formula
Payment = P × [r(1+r)^n] ÷ [(1+r)^n − 1]
- P = Loan principal
- r = Monthly interest rate (annual rate ÷ 12)
- n = Number of monthly payments
Practical example
$10,000 loan at 6% annual rate over 3 years (36 months).
- Monthly rate: 6% ÷ 12 = 0.5% = 0.005
- Monthly payment: ≈ $304/month
- Total paid: $304 × 36 = $10,944
- Total interest: $10,944 − $10,000 = $944
Tips to reduce loan cost
- Compare APR (not just nominal rate) for the true cost including fees.
- Shorten the term if you can: less time = less total interest.
- Make extra payments to reduce principal and cut future interest.
- Check for prepayment penalties before paying ahead of schedule.
Calcolatrici correlate: Calcolatore Interesse Composto · Break-Even Calcolatore · Profit Margin Calcolatore