Life Insurance Calculator

Last updated: 2026-08-24

Life Insurance Calculator — Calculate life insurance coverage needed.
Inputs
Result
Enter values and press Calculate

How to use it

  1. Multiply revenue annual per years of protection deseados
  2. Add all the debts
  3. Subtract savings and assets líquidos

Common mistakes

  • ⚠️ Not including all the debts
  • ⚠️ Forget expenses finales/funerales
  • ⚠️ Count assets ilíquidos as savings

Worked example

Calculate: 40,000 income, 2% inflation, 15 years.

Monto of insurance of vida necessary to protect a the familia

Input guide

FieldTypical range
debtsTodas the debts existentes
incomeIngreso annual familiar
savingsActivos líquidos disponibles
yearsTípicamente 5-20 years of protection