Mortgage Payoff Calculator

How to use it

1. Calculate payment monthly standard
2. Simular amortization month a month with payment extra
3. Count months ahorrados vs término original
4. Calculate interes is total ahorrados

Common mistakes

• ⚠️ Not verifying penalizacion is per payment anticipado
• ⚠️ Asumir that all the payment extra va a capital

Worked example

Calculate payoff for 200,000 EUR at 3% with 15 years left.

Muestra months and interes is ahorrados to the hacer payments extras

Input guide