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Karvonen Heart Rate Calculator

Calculate target heart rate using the Karvonen formula.

The Karvonen Heart Rate Calculator is a free health calculator. Calculate target heart rate using the Karvonen formula. Get evidence-based estimates to improve your wellbeing.
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Karvonen Heart Rate Calculator: Find Your Target Zones

The Karvonen formula provides a more personalized approach to calculating target heart rate by factoring in your resting heart rate alongside your maximum heart rate. This method, also known as the Heart Rate Reserve (HRR) method, gives you training zones that reflect your actual cardiovascular fitness level rather than relying on age-based estimates alone.

Karvonen Heart Rate Formula

Target HR = ((Max HR − Resting HR) × Intensity %) + Resting HR

The formula first calculates your Heart Rate Reserve (HRR) by subtracting your resting heart rate from your maximum heart rate. Then it multiplies the HRR by your desired training intensity percentage and adds back your resting heart rate. Maximum heart rate is commonly estimated as 220 − age. For example, a 30-year-old with a resting heart rate of 60 bpm training at 70% intensity: Max HR = 220 − 30 = 190; HRR = 190 − 60 = 130; Target HR = (130 × 0.70) + 60 = 91 + 60 = 151 bpm.

Worked Examples

Example 1: Beginner Runner

A 45-year-old beginner runner has a resting heart rate of 72 bpm and wants to train at 60% intensity for fat burning.

Max HR = 220 − 45 = 175 bpm
HRR = 175 − 72 = 103 bpm
Target HR = (103 × 0.60) + 72 = 61.8 + 72 = 134 bpm

Training at approximately 134 beats per minute places this runner in the moderate-intensity zone, ideal for building aerobic base and promoting fat oxidation without excessive cardiovascular strain.

Example 2: Competitive Cyclist

A 28-year-old competitive cyclist has a resting heart rate of 48 bpm and wants to train at 85% intensity for threshold work.

Max HR = 220 − 28 = 192 bpm
HRR = 192 − 48 = 144 bpm
Target HR = (144 × 0.85) + 48 = 122.4 + 48 = 170 bpm

His target heart rate of 170 bpm reflects his excellent cardiovascular fitness, demonstrated by the low resting heart rate. The Karvonen formula accounts for this fitness level, producing a higher training target than the simple percentage-of-max method would.

Common Uses

  • Setting personalized heart rate training zones for endurance athletes across all fitness levels
  • Monitoring cardiovascular fitness improvements as resting heart rate decreases over time
  • Prescribing exercise intensity in cardiac rehabilitation programs under medical supervision
  • Optimizing fat-burning workouts by training in the 60–70% heart rate reserve zone
  • Preventing overtraining by ensuring adequate time spent in lower-intensity recovery zones
  • Designing interval training protocols that alternate between specific heart rate targets

Common Mistakes

  • Using an inaccurate resting heart rate measurement instead of taking it first thing in the morning before getting out of bed
  • Relying on the 220 − age formula for maximum heart rate, which can be off by ±10–15 bpm for individuals
  • Training at the same intensity every session instead of periodizing across different heart rate zones throughout the training cycle
  • Ignoring external factors like heat, humidity, caffeine, and stress that elevate heart rate independently of exercise intensity

Pro Tip

Measure your true resting heart rate by taking your pulse for 60 seconds immediately upon waking, before any caffeine or activity, for 7 consecutive days and averaging the results. For even greater accuracy, determine your actual maximum heart rate through a graded exercise test rather than using the 220 − age estimate. Reassess your resting heart rate monthly, as improvements in fitness will lower it and shift your Karvonen training zones upward, ensuring your training intensity progresses with your fitness.

Frequently Asked Questions

The Karvonen formula accounts for individual differences in resting heart rate, which reflects cardiovascular fitness. Two 40-year-olds with the same max HR but different resting heart rates (one at 50 bpm, one at 80 bpm) will have different training zones using Karvonen, making it more personalized and accurate for prescribing exercise intensity.

For fat burning, aim for 60–70% of your heart rate reserve. This moderate intensity maximizes the percentage of calories derived from fat while still being sustainable for longer durations. However, total calorie expenditure matters most for weight loss, so higher-intensity sessions also play a valuable role.

Recalculate every 4–6 weeks or whenever you notice your resting heart rate has changed. As fitness improves, resting heart rate typically drops by 5–15 bpm, which shifts your training zones. Regular recalculation ensures your training intensity remains appropriately challenging.

Yes. Beta-blockers, calcium channel blockers, and some other medications lower both resting and maximum heart rate, making standard Karvonen calculations inaccurate. If you take heart rate–affecting medications, consult your physician for alternative methods of monitoring exercise intensity, such as perceived exertion scales.

Written and reviewed by the CalcToWork editorial team. Last updated: 2026-04-29.

Frequently Asked Questions

A BMI between 18.5 and 24.9 is considered normal weight by the WHO. Below 18.5 is underweight; 25–29.9 is overweight; 30 or above is obese.
To lose approximately 0.5 kg per week you need a deficit of 500 kcal/day compared to your TDEE (maintenance calories).
The general recommendation is 33 ml per kg of body weight. For a 70 kg person, that is 2.3 litres per day, plus extra for exercise.
BMR is the number of calories your body burns at rest to maintain vital functions. It is calculated using the Mifflin-St Jeor equation.